The property tax (IBI) is one of the most common taxes that directly affect the ownership of homes, premises, or land. It is a municipal tax collected by city councils and levied on the possession of real estate, whether rustic, urban, or with special characteristics. Knowing what property tax is and how it works is…
Increasingly, sustainable buildings are becoming an indispensable reality for building a future that is more responsible towards the environment. But what are sustainable buildings? These are homes or constructions designed to minimize environmental impact throughout their life cycle: from conception and construction to daily use and eventual deconstruction. In addition to optimizing natural and energy…
When you want to move, a very common question is: can I mortgage my house to buy another one? The answer is yes, but there are several nuances and options to consider. Whether you already have the house completely paid off or you still have an active mortgage, you can explore ways to obtain financing…
The real estate sector is constantly evolving, and in recent years a new housing model has gained prominence: build to rent. If you are interested in the rental market or the world of real estate investment, you have surely wondered what build to rent is and how it may affect the future of housing. The…
A hybrid mortgage is a type of loan that combines the security of a fixed-rate mortgage with the flexibility of a variable-rate mortgage. During the first few years, you will enjoy a stable payment thanks to the fixed rate, and once that period is over, the interest adapts to the market. This option is ideal…
The real estate exclusivity agreement is a formal agreement between a property owner and a real estate agency, by which the latter is granted the exclusive right to manage the sale or rental of a property for a specified period. During that time, only the selected agency can market the property, although the owner remains…
When you decide to buy, sell, or rent a property, it’s normal to wonder who pays the real estate agent’s fees. This cost may vary depending on the type of transaction and the agreement between the parties. In this article, we explain how real estate agent fees work, who pays them, and when they are…
The capital gains tax on the sale of an apartment is a tax that is applied to the increase in the value of a property from the moment it was acquired until its sale. This tax, known as municipal capital gains tax, may vary depending on the municipality and depends on factors such as the…
Social housing is subject to specific regulations that limit its sale. This means that, unlike free market housing, it cannot be freely sold at any time or at any price. But can you sell social housing? In this post, we explain when you can sell social housing, the requirements to take into account, and how…
The Building Technical Inspection (ITE) is a mandatory review that buildings must pass to guarantee their safety and good state of conservation. This evaluation, carried out by specialized technicians, verifies possible deficiencies in the structure, the facade, the installations, and other elements of the building. Its objective is to prevent risks and ensure that the…
Choosing the best orientation for a house is a key factor in ensuring the comfort and energy efficiency of the home. The position of the house in relation to the sun can influence natural lighting, indoor temperature, and energy consumption. Below, we tell you which orientation is best for a house based on different climatic…
Buying a resale home is an important decision that requires good planning and knowledge of the process. Unlike a new-build home, there are several legal, economic, and structural aspects that you should consider to ensure that the purchase is safe and without unforeseen events. In this post, we explain what to check before buying a…