Buying a house is one of the most important decisions you can make. That’s why, from Espígul, if you are planning to buy a house in Girona, we want to help you throughout the process. First, it is essential that you are well informed to ensure that everything goes according to your plans. Girona, with…
To the question: what is an earnest money contract, from Espígul we want to clarify that it is an agreement signed by the seller and buyer to formalize the reservation contract for a home. An amount of money is paid, which usually ranges between 5% and 15% of the value of the property, as a…
When summer arrives, high temperatures can turn our home into a real oven, affecting our comfort. Maintaining a pleasant temperature at home is essential to feel good, but it is not always necessary to resort to air conditioning, which can skyrocket the electricity bill. In this post, we will explore several tips on how to…
The municipal capital gains tax is a tax that affects many property owners when they decide to sell, inherit, or donate a property. This tax is levied on the increase in the value of urban land from the moment it was acquired until the moment it is transferred. In this post, we will explain what…
Inheriting a house often comes with a mix of emotions and challenges. Aside from the emotional burden, the process of selling an inherited house can seem complex and overwhelming if you are not familiar with the legal and administrative steps to follow. This post is designed to help you better understand this process and answer…
If you are thinking of buying a house this year, it is essential that you know the housing purchase assistance currently available. In this article, we share with you all the information you need to acquire the home of your dreams in an accessible way. Government Assistance for Housing Purchase Currently, there are several government…
If you are tired and bored with your home decor and are looking for how to decorate a house on a budget. Don’t miss these perfect decorating ideas to give your home a renewed look without significantly affecting your wallet! Decorating your House on a Budget It is possible to decorate your house on a…
When selling a property, it is essential to be clear about the expenses you will have to face and be financially prepared. A large part of this expense is usually used to pay taxes, which reduces the net amount obtained from the transaction. Therefore, in today’s article, we delve into what taxes are paid when…
Acquiring a second home is a goal that many people consider, whether to enjoy it during vacations or to allocate it to rent. Next, we will address all the issues related to the important aspects to take into account when buying a second residence. What is a Second Home? A second home consists of a…
Investing in real estate can be one of the most important and profitable decisions you can make. This option, although it may seem difficult at first, with the right guidance and a well-thought-out strategy, can become an important source of long-term profits. Next, we will explore how to invest in housing, offering practical tips to…
Discover why it’s worth buying a house to renovate with Espígul. Throughout this post, we will explore the benefits and aspects to consider before buying a house to renovate. Benefits of Buying a House to Renovate Buying a house to renovate offers a series of unique advantages that can become excellent opportunities for both first-time…
When it comes to buying a home, one of the most important decisions we must make is the choice between a fixed or variable mortgage. This decision can have a major impact on our personal finances for years, so it is essential to understand the main characteristics of each. What is a Fixed Mortgage? A…